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Build Real Financial Confidence

Practical money management skills that actually make sense for Australian households.

Look, most financial education throws jargon at you and expects everything to click. We're taking a different approach. Our programs start with real situations you're probably dealing with right now—splitting expenses with housemates, figuring out if you can afford that holiday, or just wanting to stop feeling anxious every time you check your account.

The March 2026 intake opens in about six months. We keep groups small because money stuff can feel personal, and you'll get better support that way. Classes run evenings and weekends, and everything's designed around actual Australian banking, tax, and living costs.

See What's Involved
Small group discussion session focused on practical budgeting techniques

Three Stages That Make Sense

We're not rushing you through spreadsheets and complicated theories. Each stage builds on the last, and you'll move forward when things actually click.

1

Getting Your Bearings

First six weeks are about understanding where you're at. We map out your current money situation without judgment—because honestly, most people have never properly looked at their patterns.

  • Track spending without apps (pen and paper works)
  • Identify what triggers impulse purchases
  • Spot subscription leaks and forgotten costs
  • Create your first realistic monthly picture

Some folks find this confronting. That's normal. We're just establishing a baseline so you know what needs adjusting.

2

Building Better Habits

Weeks seven through fourteen focus on practical systems. Not complicated software—just methods that fit how you actually live and spend.

  • Set up account structures that automate basics
  • Build emergency buffers gradually
  • Handle irregular expenses without panic
  • Navigate conversations about money with partners

This is where participants usually have their biggest breakthroughs. Small tweaks start showing tangible results, and that makes the next steps easier.

3

Planning Ahead

Final eight weeks shift toward longer-term thinking. We look at goals beyond next month's rent and start mapping routes to bigger milestones.

  • Evaluate housing options realistically
  • Consider super and retirement (yes, even if you're young)
  • Understand basic investment principles
  • Create flexible five-year financial plans

You'll leave with an actual roadmap. Not rigid forecasts, but realistic paths that account for how life changes unexpectedly.

What Participants Actually Experience

We track progress through the program, and while everyone's journey differs, these patterns emerge consistently. No promises of wealth—just measurable improvements in how people handle their money.

Immediate Changes

Within the first month, most participants notice shifts in their day-to-day relationship with spending. Not dramatic overhauls, but noticeable adjustments.

Reduced anxiety around checking account balances

Clearer awareness of where money disappears

Better conversations with family about finances

Fewer surprise expenses catching them off-guard

Sustained Improvements

Three months after completing the program, we check in. The habits that stick are the ones that genuinely fit each person's lifestyle—not generic advice.

Maintained emergency funds (even modest ones)

Regular savings contributions without constant willpower

Confidence making larger financial decisions

Continued engagement with money management practices

22

Weeks Duration

18

Max Group Size

2026

March Start

NSW

Lismore Based